See the month you are actually in
Income, spending, transfers and debt payments stay distinct. A budget is the plan. Transactions are what happened. The forecast does not add both for the same bill.
How budgeting worksUnderstand your money today. See where it could take you.
Record what you have, see a month clearly, and test a pay rise, a mortgage or a career break without building a spreadsheet.
Free for ever. Plus from £8 a month.
Aldoraun
Illustrative
Overview
October 2026
- Net worth
- £86,420
- Cash
- £4,200
- Surplus
- £640
Closing cash, six months
11% since April
House deposit
£18,400 of £30,000
The workspace
One place for the month, the year and the decades ahead
Follow the balance forward
Cashflow starts from the balances you save. Salary estimates include tax, National Insurance, student loans and the pension method you choose.
How forecasts are builtDecisions, kept apart from the records
A goal earmarks money you already have. A scenario stores a change, such as a lower salary or a house purchase. Neither one rewrites the accounts underneath.
Everything Aldoraun doesHow it works
From blank page to forecast in three steps
- 01
Add your balances
Current accounts, savings, ISAs, pensions, property, mortgages and debts. Each type is treated so nothing is counted twice.
- 02
Tell it about income and bills
Salary with your tax region, pension method and student loan plan, then the recurring costs that leave each month.
- 03
Read the forecast
Month by month from today. Open any month to see what moved the balance, then try a scenario beside it.
109 free calculators
Start with a calculator
Pricing
Free to start. Plus when you want to look further.
Free
Budget and see a year ahead.
£0for ever
- Personal profile, accounts and balances
- Transactions, income and expenses
- Monthly budgeting
- Dashboard from your saved figures
- A 12 month cashflow forecast
- Up to 3 goals and 1 scenario
- Every public calculator
- Salary, tax, National Insurance and student loan estimates
Aldoraun Plus
Most flexibleLong-range forecasts and comparisons.
£80a year
Save £16 against paying monthly
Everything in Free, plus:
- Forecasts beyond 12 months, up to 30 years
- Baseline and scenario comparison
- More saved goals and scenarios
- Saved calculator results
- Student loan and pension assumptions inside the long-term forecast
- Detailed forecast month breakdowns
Plus is billed through Stripe. Change or cancel any time from the billing portal.
Questions
Good to know
Do I need an account to use the calculators?
No. Every public calculator works without signing up, and the figures you type stay in your browser.
Does Aldoraun connect to my bank?
Not in this version. You add balances and transactions yourself, or import a CSV. There are no automatic bank feeds.
Is this financial advice?
No. Aldoraun gives estimates using published rules for the tax year shown. It does not provide regulated advice and does not claim FCA authorisation.
What does Plus add?
Forecasts beyond 12 months, scenario comparison, more goals and scenarios, and saved calculator results. It costs £8 a month or £80 a year.
Can I delete my data?
Yes. Deleting your login from Settings removes the related financial records through the database.
Records protected with row level security
Open your workspace
Create an account, add a balance, and look at the next 12 months. Public calculators run in your browser and are not sent to an analytics service.